Category guide · Software

Best Subscription Billing Software in 2026

Recurring, usage-based and invoicing platforms: Chargebee, Recurly, Zuora, Maxio, Zoho Billing, Lago, Orb, Invoice Ninja, BILL and Stripe Billing.

  • Verified 11 Nov 2026Every profile shows where facts came from
  • Unknowns labelledGaps are stated, never guessed
  • No paid placementNo affiliate links, ratings or reviews
  • Not a rankingAlphabetical by default; fit notes, not scores
Quick answer

What is Subscription Billing Software?

Subscription billing software automates recurring invoices, plan changes, proration, dunning and revenue reporting. Usage-based billing platforms meter events such as API calls or AI tokens and turn them into invoices.

Also called Subscription Management

Billing systems sit between your product, payments and accounting, so pricing models and integrations matter.

This category covers SaaS subscription billing (Chargebee, Recurly, Maxio, Stripe Billing, Zoho Billing), enterprise monetisation (Zuora), usage-based billing (Lago, Orb) and invoicing and AP/AR tools (Invoice Ninja, BILL).

Pricing ranges from flat monthly fees to a percentage of billing volume or custom quotes. The profiles below summarise dated 2026 sources and are research aids, not rankings.

Best by need

Best subscription and usage-based billing software by need.

Shortlists built from what each sourced profile documents, listed alphabetically, not ranked. Open a profile for limits, prices and sources.

Best free subscription and usage-based billing software

3 of 11 profiles document a free plan.

Subscription and usage-based billing software for small businesses

4 of 11 profiles are documented mainly for small and mid-size teams.

Subscription and usage-based billing software for enterprises

6 of 11 profiles are documented for large enterprises.

Directory

Subscription Billing Software compared: browse and filter

Search and filters update this list on the page and do not create new URLs, so every profile stays crawlable and linkable.

Quick filters

11 listings

  • BILL

    BILL · AP and AR automation

    Accounts payable and receivable automation for SMBs, from $49 per user a month (Essentials) plus payment fees.

    • Per user
    • Monthly
    • Cloud
    • AP / AR
    • Independent sources

    Best for SMBs and accountants automating bills and receivables

    Key capabilities
    • Essentials
    • Team
    • Corporate
    • Fast ACH
    PricingEssentials $49, Team $65, Corporate $89 per user a month; Enterprise quote; payment fees extra.Figures reported by independent sources; vendor page not reviewed directly
  • Chargebee

    Chargebee · Subscription billing and revenue

    A leading subscription billing platform priced as a share of billing: 0.80% on Pay As You Go or $99 a month plus 0.65%.

    • No free plan
    • % of billing
    • Cloud
    • SaaS billing
    • Independent sources

    Best for SaaS companies wanting full-featured subscription billing

    Key capabilities
    • Pay As You Go
    • Commit Monthly
    • Enterprise Plus
    • CPQ
    PricingPay As You Go 0.80% of billing; Commit Monthly $99 a month + 0.65%; Enterprise Plus custom.Figures reported by independent sources; vendor page not reviewed directly
  • Invoice Ninja

    Invoice Ninja · Invoicing and recurring billing for freelancers

    Low-cost invoicing and recurring billing for freelancers and small businesses, free for up to 5 clients and Pro at $14 a month.

    • Free plan
    • Monthly
    • Cloud
    • Freelancers
    • Independent sources

    Best for Freelancers and small businesses needing invoices and recurring billing

    Key capabilities
    • Free
    • Ninja Pro
    • Enterprise
    • Annual
    PricingFree (5 clients); Ninja Pro $14 a month; Enterprise $18-$300 a month by users; two months free annually.Figures reported by independent sources; vendor page not reviewed directly
  • Lago

    Lago · Open-source usage-based billing

    An open-source usage-based billing platform, free to self-host under AGPLv3, with custom-priced cloud and enterprise offerings.

    • Free self-hosted
    • Custom (cloud)
    • Self-hosted or cloud
    • Open source
    • Independent sources

    Best for Engineering teams wanting open-source usage billing

    Key capabilities
    • Open source
    • Paid
    • Licence
    • Customer portal
    PricingOpen source $0 (AGPLv3, self-hosted); paid cloud and enterprise by custom quote.Figures reported by independent sources; vendor page not reviewed directly
  • Lemon Squeezy

    Lemon Squeezy (Stripe) · Merchant of record for SaaS and digital products

    A merchant of record for selling software and digital products, charging 5% plus 50¢ per transaction with no monthly fee, owned by Stripe since 2024.

    • Free plan
    • Cloud
    • Independent sources

    Best for Indie SaaS founders

    Key capabilities
    • Subscriptions
    • Usage billing
    • Customer portal
    • Hosted checkout
    Pricing5% + 50¢ per transaction.Figures reported by independent sources; vendor page not reviewed directly
  • Maxio

    Maxio · B2B SaaS billing and metrics

    B2B SaaS billing and financial operations at a flat $599 a month for up to $100,000 in monthly billings (Grow).

    • Flat monthly
    • Annual cheaper
    • Cloud
    • B2B SaaS
    • Independent sources

    Best for B2B SaaS companies wanting flat-fee billing

    Key capabilities
    • Grow
    • Scale
    • Billing
    • Billing
    PricingGrow $599 a month up to $100K monthly billings; Scale custom.Figures reported by independent sources; vendor page not reviewed directly
  • Orb

    Orb · Usage-based billing infrastructure

    Usage-based billing infrastructure for high-volume event data, with custom-priced Core, Advanced and Enterprise tiers.

    • Custom pricing
    • By billings + events
    • Cloud
    • Usage billing
    • Independent sources

    Best for High-volume usage-based companies such as AI and infrastructure

    Key capabilities
    • Core
    • Advanced
    • Enterprise
    • Basis
    PricingCore, Advanced, Enterprise all custom; priced on billings and event volume; platform fee on Advanced and Enterprise.Figures reported by independent sources; vendor page not reviewed directly
  • Recurly

    Recurly · Subscription billing with strong dunning

    Subscription billing known for revenue recovery, with Starter at $249 a month plus 0.9% and the first $40,000 billed each month free.

    • Free threshold
    • % of billing
    • Cloud
    • Revenue recovery
    • Independent sources

    Best for Subscription businesses focused on reducing churn

    Key capabilities
    • Starter
    • Free threshold
    • All-Access
    • Engage
    PricingStarter $249 a month + 0.9% (first $40K a month free); All-Access under 1% from $1M annual billing; Engage from $1,600; RevRec from $850.Figures reported by independent sources; vendor page not reviewed directly
  • Stripe Billing

    Stripe · Subscription billing on Stripe

    Stripe's subscription and usage billing at 0.7% of billing volume pay-as-you-go, or annual plans from $620 a month, plus card processing.

    • Pay as you go
    • % of billing
    • Cloud API
    • Stripe ecosystem
    • Independent sources

    Best for Companies already processing payments through Stripe

    Key capabilities
    • Pay as you go
    • Annual
    • Above $1M/yr band
    • Cards
    PricingPay as you go 0.7% of billing; annual from $620 a month (to $100K) up to $5,750 (to $1M); processing extra (2.9% + 30c).Figures reported by independent sources; vendor page not reviewed directly
  • Zoho Billing

    Zoho Corporation · Affordable subscription billing

    Low-cost subscription billing from Zoho, from $39 a month (Standard, annual) for 3 users, capped at $1 million billed a year.

    • Flat monthly
    • Annual cheaper
    • Cloud
    • SMB
    • Independent sources

    Best for Small subscription businesses wanting flat, low-cost billing

    Key capabilities
    • Standard
    • Premium
    • Enterprise
    • Annual billed
    PricingStandard $39 ($50 monthly, 3 users); Premium $79 ($100, 10 users); Enterprise custom.Figures reported by independent sources; vendor page not reviewed directly
  • Zuora

    Zuora · Enterprise monetisation platform

    An enterprise subscription and monetisation platform with no published pricing.

    • Quote-based
    • Annual
    • Cloud
    • Enterprise
    • Independent sources

    Best for Large enterprises with complex billing and revenue recognition

    Key capabilities
    • Published
    • Route
    • Contracts
    • Billing
    PricingNo published pricing; contact sales.Figures reported by independent sources; vendor page not reviewed directly

Listings are ordered alphabetically by default. They are not ranked, and there are no user ratings or paid placements.

At a glance

Subscription Billing Software compared on key criteria.

Summaries come from each profile; open a profile for sources and caveats.

Subscription Billing Software compared on Pricing model, Starting price, Free tier, Usage billing, Best for
ProductPricing modelStarting priceFree tierUsage billingBest for
BILLPer user + fees$49/user/moNoNoAP/AR automation
Chargebee% of billing0.80% of billingNo (trial)YesSaaS billing
Invoice NinjaFlat monthly$14/moYes (5 clients)NoFreelancers
LagoOpen source / quoteFree (self-hosted)YesYesUsage-based
MaxioFlat fee$599/moNoYesB2B SaaS
OrbCustomQuoteNoYesHigh-volume usage
RecurlyFee + % of billing$249/mo + 0.9%First $40K/moYesChurn reduction
Stripe Billing% of billing0.7% of billingNoYesStripe merchants
Zoho BillingFlat monthly$39/mo (annual)No (trial)LimitedSmall subscriptions
ZuoraQuoteQuoteNoYesEnterprise
Key features

Key features and capabilities of Subscription Billing Software.

The capabilities that define the category. Not every product offers all of them, and depth varies a lot between entry-level and enterprise tools.

  • Plans and pricing models

    Flat, tiered, per-seat and usage-based pricing.

  • Recurring invoicing

    Invoices generated automatically each billing period.

  • Proration and plan changes

    Upgrades, downgrades and mid-cycle changes calculated correctly.

  • Dunning and payment retries

    Recover failed payments automatically.

  • Usage metering

    Collect usage data and bill on it.

  • Customer portal

    Customers update cards, plans and invoices themselves.

  • Revenue recognition

    Schedules that recognise revenue as it is earned.

  • SaaS metrics

    MRR, churn and retention reporting.

Business use cases

How businesses use Subscription Billing Software.

  1. 01

    SaaS subscriptions

    Bill monthly and annual plans with seats.

  2. 02

    Usage-based billing

    Charge for API calls, storage or consumption.

  3. 03

    Subscription boxes and memberships

    Charge recurring fees for products or access.

  4. 04

    Failed payment recovery

    Retry cards and email customers before cancelling.

  5. 05

    Annual contracts

    Invoice enterprise contracts with custom terms.

  6. 06

    Revenue reporting

    Track MRR and churn for investors.

Who uses it

Who uses Subscription Billing Software and what problems it solves.

SaaS companies

Automate subscriptions and dunning.

AI and API businesses

Meter usage and bill accurately.

Enterprises

Run quote-to-cash and revenue recognition.

Freelancers and SMBs

Send recurring invoices cheaply.

Benefits and business impact

What Subscription Billing Software changes in practice.

Practical outcomes teams report when the category is implemented well. Results depend on adoption, data quality and process, so we do not quote percentages.

Less involuntary churn

Dunning recovers payments that would otherwise fail.

Pricing flexibility

Launch new plans without engineering work.

Accurate invoices

Proration and usage are calculated consistently.

Audit-ready revenue

Recognition schedules follow the contract.

Self-service for customers

Fewer billing tickets reach support.

Evaluation criteria

Features and criteria to evaluate in Subscription Billing Software.

01

Pricing model

Percentage of billing versus flat fees.

02

Usage metering

Event volume and pricing flexibility.

03

Dunning

Recovering failed payments.

04

Revenue recognition

ASC 606 / IFRS 15 support.

05

Integrations

Payments, CRM, ERP and tax.

06

Migration

Moving subscriptions and payment tokens.

How to choose

How to choose Subscription Billing Software: a step-by-step approach.

  1. 1

    Model your pricing

    Plans, add-ons, usage and discounts.

  2. 2

    Project billing volume

    Percentage fees scale with revenue.

  3. 3

    Check gateway support

    Your payment processors.

  4. 4

    Test edge cases

    Upgrades, proration and refunds.

  5. 5

    Connect accounting

    Revenue and tax reporting.

  6. 6

    Plan migration

    Subscriptions and card tokens.

Questions to ask before you buy

  • Which pricing models can we configure without code?
  • How does it handle proration, credits and refunds?
  • Which payment gateways does it support?
  • Does it produce revenue recognition schedules?
  • How is pricing calculated: by revenue, invoices or flat fee?
Common mistakes

Common mistakes when choosing Subscription Billing Software.

Ignoring percentage creep

Fees grow as revenue grows.

Building metering in-house

Usage billing is harder than it looks.

Forgetting tax

Billing tools may not file sales tax or VAT.

Overlooking add-on costs

CPQ and RevRec are often separate.

Rushing migration

Test token transfers before switching.

Glossary

Subscription Billing Software key terms explained.

MRR
Monthly recurring revenue.
Dunning
Retrying failed payments and notifying customers.
Proration
Charging partial amounts when plans change mid-cycle.
Usage-based billing
Charging by measured consumption.
Revenue recognition
Recording revenue as it is earned.
CPQ
Configure, price, quote.
Alternatives guides

Alternatives to popular subscription and usage-based billing software.

Every product in this category has a guide comparing its main alternatives and competitors on pricing, free plan, features and fit.

FAQ

Subscription Billing Software questions and answers

What is the best free subscription and usage-based billing software?

3 of the 11 subscription and usage-based billing software profiles here document a free plan: Invoice Ninja, Lago and Recurly. Free plans and tiers usually cap users, records or usage, so check each profile for limits. The list is alphabetical, not a ranking.

What is the best subscription and usage-based billing software for small businesses?

Products documented mainly for small and mid-size teams include BILL, Invoice Ninja, Maxio and Zoho Billing. BILL may suit SMBs and accountants automating bills and receivables. Invoice Ninja may suit freelancers and small businesses needing invoices and recurring billing. Maxio may suit B2B SaaS companies wanting flat-fee billing. The best fit depends on your sales or work process and budget, so trial two or three.

Which subscription and usage-based billing software suits large enterprises?

6 profiles are documented for large enterprises: Chargebee, Lago, Orb, Recurly, Stripe Billing and Zuora. Larger rollouts should also check SSO, permissions, audit logs, data residency and contract terms on each profile.

Where can I find alternatives to a specific billing platform?

Every product in this category has its own alternatives guide, for example Chargebee alternatives, Stripe Billing alternatives and Zuora alternatives. Each guide compares the main competitors on pricing, free plan, features and fit.

What is the best subscription billing software?

Chargebee, Recurly and Maxio suit SaaS; Lago and Orb suit usage-based pricing; Zuora suits enterprises. This list is not a ranking.

Chargebee or Recurly?

Chargebee charges 0.80% of billing (or $99 plus 0.65%); Recurly charges $249 a month plus 0.9% with the first $40,000 a month free.

Which billing tools are flat-fee?

Maxio ($599 a month up to $100K billings), Zoho Billing ($39 a month) and Invoice Ninja ($14 a month).

Is there open-source billing?

Lago is open source under AGPLv3 and free to self-host.

Next step

Narrow your Subscription Billing Software shortlist.

Open a profile for sources and pricing, read an alternatives guide, or talk to Stack18 if off-the-shelf is not the answer.

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