FinOps OS
Payables, receivables, reconciliation and compliance for Indian finance teams.
FinOps OS automates the work your finance team does every day: capturing vendor bills, chasing collections, matching bank, gateway and marketplace settlements, and reconciling GSTR-2B before input credit is lost. The CFO gets live cash and a faster month-end close.
FinOps OS covers payables, receivables, reconciliation and tax compliance for Indian finance teams, in 29 modules built to keep businesses GST-ready. Editions are priced once in rupees: Launch ₹2.4L, Grow ₹6.2L and Scale ₹9.5L, excluding GST, with no per-user fees.
Bank lines matched automatically, ageing visible at a glance and payment runs approved before money moves.
Vendor invoices read from email, PDF or photo, with GSTIN, HSN and amounts extracted and matched.
Chart of accounts, cost centres, multiple entities and branches, with an edit log that meets the Companies Act audit trail rule.
Customer invoices, receipts, credit notes and ageing.
Bank, gateway, COD and marketplace statements are matched by hand before the books can close.
Supplier invoices missing from GSTR-2B are found too late to fix.
Receivables age because reminders are manual and payment is hard for the customer.
Cash, payables and margins arrive in a spreadsheet weeks after the fact.
Each edition is a tested bundle of modules at 10–20% below their combined price. Prices are one-time build and setup, in rupees, excluding GST.
Teams digitising invoicing and collections.
₹2,65,000 Save ₹25,000 (10%) · 8 modules
Includes
Finance teams automating payables, recon and GST.
₹7,30,000 Save ₹1,10,000 (15%) · 18 modules
Everything in Launch, plus
Multi-entity groups and high-volume sellers.
₹11,90,000 Save ₹2,40,000 (20%) · 27 modules
Everything in Grow, plus
Need a different mix? Pick individual modules and see your price instantly.
29 modules in 6 groups. Tags show which editions include a module. Bigger modules include the smaller ones they contain, so nothing is charged twice, and required modules are added for you.
A clean, audit-ready ledger.
General ledger with multi-entity support, payables, receivables, fixed assets and bank reconciliation as one connected core.
Chart of accounts, cost centres, multiple entities and branches, with an edit log that meets the Companies Act audit trail rule.
Vendor bills, debit notes, TDS deduction and ageing.
Customer invoices, receipts, credit notes and ageing.
Asset register with depreciation under both the Companies Act and the Income Tax Act.
Two-way sync with Tally or Zoho Books if your auditors prefer to file from there.
Pay the right amount, on time, with approval.
Vendor invoices read from email, PDF or photo, with GSTIN, HSN and amounts extracted and matched.
Maker-checker approvals and bank payment files or API payouts in batches.
Tracks the 45-day payment rule for MSME vendors under Section 43B(h), with alerts before deadlines.
Employee claims with receipts, policy checks, card feeds and reimbursements.
Branch-wise petty cash with top-ups, bills and approvals.
Get paid faster, with less chasing.
GST invoices with IRN and QR, recurring invoices and credit notes.
UPI links and QR on every invoice, with auto-receipting when customers pay.
Reminder schedules on WhatsApp and email, promise-to-pay tracking and escalations.
Customer credit limits and holds enforced on new orders.
Plans, prorations, renewals and UPI AutoPay or e-mandate collection.
Every rupee matched, automatically.
Bank statements matched to the books with rules, so only exceptions need a person.
Razorpay, Cashfree, PayU and UPI settlements matched to invoices, with fees and refunds split out.
Amazon, Flipkart and Meesho payouts matched order by order, with commissions, TCS and short payments flagged.
Purchase register matched with GSTR-2B, with ITC at risk and vendor follow-ups.
Group entity balances matched and eliminated for consolidation.
Filings prepared, deadlines never missed.
GSTR-1 and GSTR-3B prepared from your books, with checks before you file.
TDS deduction by section, challans, and 24Q, 26Q and 27EQ ready data.
Statutory due dates with owners and reminders.
From bookkeeping to decisions.
Cash, P&L, receivables, payables and margins live, with scheduled MIS.
13-week cash forecast from receivables, payables and commitments.
Department budgets with actuals and variance alerts.
A close checklist with owners, accruals and sign-offs, tracked to the day.
Ask your books questions, spot unusual entries and draft variance commentary.
Pick an edition to apply its price, then add or remove modules. Indicative one-time build and setup, excluding GST. Request a quote when you are ready.
Integrations are scoped with your quote. Third-party accounts stay in your name, and usage is billed by each provider.
Gateway, COD and marketplace payouts reconciled order by order.
Payables, GST credit and MSME payment deadlines under control.
Recurring billing, collections and revenue visibility.
Multi-entity books, intercompany matching and consolidated MIS.
You pay once to build and set up the modules you choose.
Optional Stack18 Care plan from 15% of build value per year: updates, security patches, priority support and small enhancements.
Grow typically takes 6–8 weeks and Scale 10–12 weeks, delivered in phases so your business keeps running.
We map your process, data and integrations, confirm the edition or module set, and fix a go-live date.
The solution is deployed on your cloud and configured to your workflows, roles, approvals and templates.
We connect payments, GST, messaging and your existing tools, and bring your data across.
Training, a supported launch and 30 days of hypercare. Add modules whenever you are ready.
Yes. The ledger keeps a full edit log in line with the Companies Act audit trail rule, and if your CA prefers Tally or Zoho Books, the bridge keeps both in sync.
Bank statements, UPI and payment gateways such as Razorpay, Cashfree and PayU, COD remittances and marketplace payouts from Amazon, Flipkart and Meesho.
It prepares GSTR-1, GSTR-3B and TDS return data with checks, ready for filing through the portal or your filing provider.
Under Section 43B(h), payments to MSME suppliers beyond the allowed period can lose their tax deduction. The tracker flags those bills before the deadline.
No. You pay a one-time build and setup fee per module, and the system runs on your own cloud.
Most of the time goes into reconciliation and chasing. With matching and the close checklist automated, teams typically close in days rather than weeks.
Need reporting beyond finance or tighter integration? Our data and analytics team builds dashboards across the business, and cloud and DevOps engineering covers hosting and integration with your existing systems.
Share how you work today. We will recommend an edition, show you a live demo and send a clear, fixed quote.
