Software profile

Fyle (Sage Expense Management)

An expense management tool, now branded Sage Expense Management, that captures receipts by text, email and chat and syncs with QuickBooks, Xero and Sage, from $11.99 per active user.

  • Per user, seat or unit
  • Cloud
  • AI features
  • Vendor sources

by Sage (Fyle)Expense Management SoftwareExpense management with real-time card feeds (SaaS)

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  • Verified 13 Nov 2026Sources are dated on this profile
  • 2 sourcesLinked, typed and dated
  • Vendor and independent sourcesHow this profile was compiled
  • Not an endorsementStack18 has not tested this product
Quick answer

What is Fyle (Sage Expense Management)?

Fyle, now offered as Sage Expense Management, is an expense management platform that works with existing corporate cards through real-time feeds, captures receipts via text message and everyday apps, checks policy and syncs to QuickBooks, Xero and Sage, priced per active user.

  • Best forUS SMBs on QuickBooks, Xero or Sage
  • Team size fitSmall teams, Mid-size teams
  • PricingGrowth $11.99 per active user a month billed annually (5-user minimum).
  • Main limitationFive- and ten-user minimums.
  • AlternativesExpensify, Zoho Expense, Ramp, SAP Concur · compare all

Reviewed by the Stack18 editorial team · Verified 13 Nov 2026 · 2 sources

Overview

Fyle (Sage Expense Management) overview: who it is for and what it does.

Fyle’s approach is to let companies keep their existing credit cards and capture receipts where employees already are, including text messages and chat and email apps. Policy violations are flagged as expenses arrive.

Its official pricing lists Growth at $11.99 per active user a month billed annually (five-user minimum), Business at $14.99 (ten-user minimum) with multi-stage approvals, US ACH reimbursements and project tracking, and Enterprise on quote for 250+ employees with SSO and a dedicated account manager. An active user is anyone who creates an expense or has a card transaction that month.

QuickBooks Online and Xero integrations come on all plans, QuickBooks Desktop costs extra, Sage 50 is in beta and Sage Intacct and Sage 300 CRE need Business or Enterprise.

Main problem it solves

Automates expense capture and reconciliation on the cards a company already uses.

Typical customer segment

Small and mid-size businesses, mainly in the US, using QuickBooks, Xero or Sage.

Target users

  • Employees submitting receipts by text
  • Approvers reviewing policy flags
  • Accountants reconciling card spend

Primary use cases

  • Real-time card feeds
  • Receipt capture by text and chat
  • Policy checks
  • Approvals and reimbursements
  • Accounting sync

What makes it distinct

  • Works with existing corporate cards.
  • Pay only for active users.
  • Part of Sage’s product line.
Key features

Fyle (Sage Expense Management) features explained.

Capture

Real-time card feeds
Visa, Mastercard and Amex feeds (vendor).
Receipts by text
SMS receipt capture.
Email and chat apps
Capture from everyday apps (vendor).

Control

Policy checks
Business rules on every plan.
Approvals
Single-stage on Growth; multi-stage on Business.
Project tracking
Business.

Accounting

QuickBooks Online and Xero
All plans.
Sage Intacct and Sage 300 CRE
Business and Enterprise.
ACH reimbursements
Business (US only).
Pricing

Fyle (Sage Expense Management) pricing and plans.

Prices taken from the vendor’s own pricing page. Checked 13 Nov 2026 against Fyle (Sage) · Costbench.

Pricing model

Per active user per month billed annually, with user minimums.

Free plan

No

Free trial

Not stated

Fyle (Sage Expense Management) plans and prices (USD)

  • Growth

    $11.99 per active user a month

    Annual; 5-user minimum

    Card feeds, text receipts, policy checks.

  • Business

    $14.99

    Annual; 10-user minimum

    Multi-stage approvals, ACH, projects.

  • Enterprise

    Custom

    250+ employees

    SSO, account manager.

Prices are from the official Fyle pricing page. QuickBooks Desktop integration costs extra.

Prices change. Confirm current plans and terms on the vendor's site before you decide.

Visit official website (external) ↗See alternatives
Integrations and compatibility

Fyle (Sage Expense Management) integrations, API and platforms.

Important integrations

  • QuickBooks Online and Xero
  • Sage Intacct and Sage 300 CRE
  • QuickBooks Desktop (extra)
  • Sage 50 (beta)

Supported platforms

  • Web
  • iOS
  • Android

API

Not reviewed for this profile.

Data import and export

Not applicable.

Accounting integration options depend on plan.

Strengths, limitations and best fit

Fyle (Sage Expense Management) pros and cons.

Strengths, limitations and best fit. Each point cites a source; editorial summaries are not customer reviews.

Strengths

  • Charges only for active users. [1]
  • Keeps your existing corporate cards. [1]
  • QuickBooks Online and Xero on every plan. [1]
  • Receipt capture by text message. [1]

Limitations

  • Five- and ten-user minimums. [1]
  • Sage Intacct needs Business or higher. [1]
  • QuickBooks Desktop costs extra. [1]
  • ACH reimbursements are US only. [1]

Best for

  • US SMBs on QuickBooks, Xero or Sage
  • Companies keeping their own corporate cards
  • Teams wanting low-friction receipt capture

May be less suited to

  • Very small teams under five users
  • Companies outside supported regions
How it compares

Fyle (Sage Expense Management) compared with similar expense management software.

Summaries come from each profile. This is a side-by-side aid, not a ranking.

ProductPricing modelFree planStarting priceBest for
Fyle (Sage Expense Management)Per user, seat or unitNoGrowth $11.99 per active user a month billed annually (5-user minimum).US SMBs on QuickBooks, Xero or Sage
ExpensifyPer user, seat or unitYes (Submit/Free)Collect $5 per member a month; Control $18 (annual) or $36 pay-per-use; as low as $9 with…Small and mid-size teams digitising receipts and reports
Zoho ExpensePer user, seat or unitYes (3 users)Free (3 users); Standard $3 ($4 monthly), Premium $5 ($6 monthly) per user a month.Small businesses wanting cheap expense reporting
RampPer user, seat or unitYesFree $0; Plus $15 per user a month plus a platform fee (20% off annually); Enterprise…US companies wanting free corporate cards with expense automation
SAP ConcurCustom quoteNoQuote only; implementation 20-50% of licence; integrations $10,000-$100,000+.Large enterprises with global travel and expense policies
BrexPer user, seat or unitYes (Essentials)Essentials $0; Premium $12 per user a month; Enterprise and Smart Card by sales.Startups and growth companies wanting cards plus expense automation

Browse all Expense Management Software →

FAQ

Fyle (Sage Expense Management) questions and answers

What is Fyle (Sage Expense Management) used for?

Fyle (Sage Expense Management) is used for real-time card feeds, receipt capture by text and chat, policy checks and approvals and reimbursements.

Does Fyle (Sage Expense Management) have a free plan?

No. Fyle (Sage Expense Management) does not offer a permanent free plan in the sources reviewed. Free trial: Not stated.

How much does Fyle (Sage Expense Management) cost?

Growth $11.99 per active user a month billed annually (5-user minimum). Prices are from the official Fyle pricing page.

What is the difference between Fyle (Sage Expense Management) Growth and Business?

Growth is listed at $11.99 per active user a month (Card feeds, text receipts, policy checks). Business is listed at $14.99 (Multi-stage approvals, ACH, projects). Confirm current plan contents with the vendor.

What are the main alternatives to Fyle (Sage Expense Management)?

The main alternatives to Fyle (Sage Expense Management) covered on Stack18 are Expensify, Zoho Expense, Ramp and SAP Concur. Expensify may suit small and mid-size teams digitising receipts and reports. Zoho Expense may suit small businesses wanting cheap expense reporting. Ramp may suit US companies wanting free corporate cards with expense automation. See the Fyle (Sage Expense Management) alternatives guide for a side-by-side table.

What integrations does Fyle (Sage Expense Management) support?

Documented integrations include QuickBooks Online and Xero, Sage Intacct and Sage 300 CRE, QuickBooks Desktop (extra) and Sage 50 (beta). API: Not reviewed for this profile.

What are the limitations of Fyle (Sage Expense Management)?

Five- and ten-user minimums. Sage Intacct needs Business or higher. QuickBooks Desktop costs extra.

Which platforms does Fyle (Sage Expense Management) run on?

Fyle (Sage Expense Management) is documented as available on: Web, iOS, Android.

When was the Fyle (Sage Expense Management) profile last verified?

Sources for this profile were last reviewed on 13 Nov 2026. 2 sources are listed under Sources, and prices and plans can change, so confirm with the vendor.

Sources and freshness

Where this information comes from.

  1. Fyle pricing Fyle (Sage) Official Accessed 13 Nov 2026
  2. Fyle Pricing 2026 Costbench Third-party Accessed 13 Nov 2026

Mixed-source profile. Facts and prices come from the vendor’s own pages and independent third-party sources, as marked. Confirm with the vendor before buying.

Plan names, prices and features were checked against the sources listed on 13 Nov 2026. Capabilities were not tested.

Stack18 has not tested this product or received anything from the vendor for this profile. Editorial summaries of vendor information are not endorsements. Confirm details with the vendor before buying.

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