Cashfree Payments
An Indian payment gateway with a 1.95% standard rate, 0% on UPI and RuPay, and 0% on the first INR 20 lakh of sales until March 2027.
- Per transaction
- INR
- Cloud API
- India
- Independent sources
- Verified 11 Nov 2026Sources are dated on this profile
- 1 sourceLinked, typed and dated
- Independent third-party sourcesHow this profile was compiled
- Not an endorsementStack18 has not tested this product
What is Cashfree Payments?
Cashfree Payments is an Indian payments platform for payment gateway, payouts, subscriptions and cross-border collections.
- Best forIndian businesses wanting the lowest headline rate
- Team size fitSmall teams, Mid-size teams, Large enterprises
- Pricing1.95% standard; 0% on UPI and RuPay; reported INR 4,999 annual fee; promo 0% on first INR 20 lakh until 31 March 2027.
- Main limitationAnnual fee may offset savings.
- AlternativesRazorpay, PayU · compare all
Cashfree Payments overview: who it is for and what it does.
Cashfree supports payment gateway, payouts and subscriptions for Indian businesses.
A 2026 comparison lists a 1.95% standard rate, 0% for UPI and RuPay, 18% GST on the gateway fee and an offer of 0% on the first INR 20 lakh of sales through 31 March 2027.
It notes a third-party source cites an INR 4,999 annual maintenance charge that can cancel out savings at low volume, and inconsistent international card pricing (2.99% or about 3.5% + INR 7).
Main problem it solves
Gives Indian businesses low-cost online payment collection.
Typical customer segment
Startups to enterprises in India.
Target users
- D2C brands
- Marketplaces
- Lending and fintech
Primary use cases
- Payment gateway
- Payouts
- Subscriptions
What makes it distinct
- Lowest headline rate.
- Possible annual fee.
- Big launch offer.
Cashfree Payments features explained.
Fees
- Standard
- 1.95%.
- UPI and RuPay
- 0%.
- International
- 2.99% or ~3.5% + INR 7 (inconsistent).
Charges
- GST
- 18% on gateway fee.
- AMC
- INR 4,999 a year (third-party).
- Offer
- 0% on first INR 20 lakh to March 2027.
Products
- Payouts
- Available.
- Subscriptions
- Available.
- Cross-border
- Available.
Cashfree Payments pricing and plans.
Figures reported by independent sources; vendor page not reviewed directly. Checked 11 Nov 2026 against eChai Ventures.
Pricing model
Per-transaction fee plus GST.
Free plan
No monthly fee
Free trial
Not applicable
Cashfree Payments plans and prices (USD)
Standard
1.95% per transaction + GST
Pay as you go
Cards, net banking, wallets.
UPI / RuPay
0%
Pay as you go
Domestic.
eChai Ventures (2026).
Prices change. Confirm current plans and terms on the vendor's site before you decide.
Visit official website (external) ↗See alternativesCashfree Payments integrations, API and platforms.
Important integrations
- Shopify
- WooCommerce
- Wix
- Zoho
Supported platforms
- Web
- API
API
Developer APIs available; specifics not reviewed.
Data import and export
Not reviewed for this profile.
Integration coverage was not assessed in full. Check Cashfree Payments's integrations directory and documentation for your tools.
Cashfree Payments pros and cons.
Strengths, limitations and best fit. Each point cites a source; editorial summaries are not customer reviews.
Limitations
Best for
- Indian businesses wanting the lowest headline rate
- Startups under INR 20 lakh sales
- Payout-heavy businesses
May be less suited to
- Very low-volume sellers (AMC)
- Businesses outside India
Top Cashfree Payments alternatives and competitors.
Cashfree Payments compared with similar payment gateways and processors.
Summaries come from each profile. This is a side-by-side aid, not a ranking.
| Product | Pricing model | Card fee from | Monthly fee | Merchant of record | Best for |
|---|---|---|---|---|---|
| Cashfree Payments | Flat rate (INR) | 1.95% | AMC reported | No | India, low rate |
| Adyen | Interchange++ | ~0.60% + ~11c markup | EUR 120 minimum | No | Enterprise |
| Braintree | Flat rate | 2.89% + 29c | None | No | Cards + PayPal |
| Checkout.com | Sales-led | ~2.90% + 20c (reported) | Not published | No | Multi-region enterprise |
| Mollie | Per method | Varies; Bancontact ~1.4% + EUR 0.25 | None stated | No | European SMBs |
| Paddle | MoR % + fixed | 5% + 50c | None | Yes | Global SaaS |
Cashfree Payments vs competitors: head-to-head comparisons.
Each comparison has a feature table, pricing side by side, strengths and limits, and best-fit scenarios.
Compare Cashfree Payments with all its alternatives in one table →
Cashfree Payments discussions and buying questions.
No published discussions mention this product yet.
Cashfree Payments questions and answers
What is Cashfree Payments used for?
Cashfree Payments is an Indian payments platform for payment gateway, payouts, subscriptions and cross-border collections. Typical uses include payment gateway, payouts, subscriptions.
What are Cashfree's charges?
1.95% standard, 0% on UPI and RuPay, plus GST, per a 2026 comparison.
Does Cashfree have an annual fee?
A third-party source cites INR 4,999 a year.
Is there a Cashfree offer?
0% on the first INR 20 lakh of sales through 31 March 2027.
How does Cashfree Payments compare with its competitors?
Stack18 publishes head-to-head comparisons of Razorpay vs Cashfree Payments, each with a feature table, pricing and best-fit scenarios.
What are the main alternatives to Cashfree Payments?
The main alternatives to Cashfree Payments covered on Stack18 are Razorpay and PayU. Razorpay may suit Indian businesses collecting online payments. PayU may suit Indian merchants with EMI-heavy, high-ticket baskets. See the Cashfree Payments alternatives guide for a side-by-side table.
What are the pros and cons of Cashfree Payments?
Strengths: Lowest headline rate. 0% on UPI and RuPay. Limitations: Annual fee may offset savings. Inconsistent international pricing.
Who is Cashfree Payments best for?
Cashfree Payments may suit Indian businesses wanting the lowest headline rate; startups under INR 20 lakh sales; payout-heavy businesses. It may be less suited to very low-volume sellers (AMC); businesses outside India.
What integrations does Cashfree Payments support?
Documented integrations and ecosystem items include Shopify, WooCommerce, Wix, Zoho. API: Developer APIs available; specifics not reviewed.
When was the Cashfree Payments profile last verified?
Sources for this profile were last reviewed on 11 Nov 2026. 1 source is listed under Sources, and prices and plans can change, so confirm with the vendor.
Where this information comes from.
- Which payment gateway for Indian D2C: Razorpay, Cashfree or PayU (2026) eChai Ventures Third-party Accessed 11 Nov 2026
Secondary-source profile. Vendor pages were not reviewed directly for this profile. Facts and prices are taken from independent third-party sources and may differ from the vendor's current pages. Confirm with the vendor before buying.
Facts come from eChai Ventures (2026). Capabilities were not tested.
Stack18 has not tested this product or received anything from the vendor for this profile. Editorial summaries of vendor information are not endorsements. Confirm details with the vendor before buying.
Evaluating Cashfree Payments?
Check the vendor's current pricing and terms, compare it with similar products, or read how others approach the decision. If off-the-shelf is not the answer, Stack18 builds around how your business works.
Logos provided by Logo.dev. Product names and logos are trademarks of their respective owners and appear for identification only; they do not imply endorsement.