Best SumUp Alternatives in 2026
A sourced shortlist of the top SumUp competitors: Square POS, Loyverse, Shopify POS and Clover. Each is compared with SumUp on pricing, free plan, features and fit, using dated vendor and independent sources. No rankings and no paid placement.
- Updated 10 Nov 2026Profiles verified 11 Nov 2026
- 4 alternativesEach with a full sourced profile
- Not a rankingFit depends on your priorities
- Not tested by Stack18Editorial summary of documented facts
What are the best alternatives to SumUp?
The main alternatives to SumUp covered here are Square POS, Loyverse, Shopify POS and Clover. Square POS may suit most small businesses wanting a free, easy POS, while Loyverse may suit very small shops and cafes on a budget. None is best for everyone: the right POS system depends on team size, budget and which SumUp limitation you are trying to solve.
Teams usually start looking beyond SumUp for documented reasons: comparison published by SumUp itself; plus plan price not stated. SumUp remains a reasonable fit for sole traders and small merchants wanting simple card payments, so an alternative is not automatically better, only different.
Below, every option is compared with SumUp in one table, then described with its strengths, trade-offs and pricing, each taken from its own sourced profile. Anything the sources do not document is marked as unknown.
Why teams look for SumUp alternatives.
Each reason is a limitation documented on the SumUp profile, with its source cited there.
Scope and fit
Comparison published by SumUp itself.
Cost and pricing
Plus plan price not stated.
Other trade-offs
UK prices only in source.
According to its profile, SumUp may be less suited to: large restaurants; complex inventory retail.
SumUp vs its top alternatives at a glance.
SumUp is shown first for reference. Summaries come from each sourced profile; suitability depends on company size, budget, use case and technical requirements.
| Product | Best for | Pricing model | Software from | Free plan | Industry | Best for |
|---|---|---|---|---|---|---|
 SumUp (current tool) | Sole traders and small merchants wanting simple card payments | Per transaction | Free | No monthly fee | All | Small merchants |
 Square POS | Most small businesses wanting a free, easy POS | Free + processing | Free | Yes | All | Small businesses |
 Loyverse | Very small shops and cafes on a budget | Free + add-ons | Free | Yes | Retail, food | Micro businesses |
 Shopify POS | Businesses selling both online and in person | Included / per location | Included; Pro $89/mo | Lite included | Retail | Online + in-store |
 Clover | Businesses wanting flexibility through apps | Reseller monthly | ~$14.95/mo (reported) | No | All | App flexibility |
Each SumUp alternative described.
Pricing, strengths and trade-offs are taken from each product's profile, where every point is linked to a dated source.
Square POS
Block (Square) · All-purpose POS
Square POS is a point of sale system for retail, restaurants and services, combining free software, card processing, hardware and add-ons such as online stores and loyalty.
- Pricing
- Free plan; Plus $49, Premium $149 a month; processing ~2.6% + 15c on the free plan (US).
- Free plan
- Yes
- Team size
- Small teams, Mid-size teams
- Free plan.
- Easy setup.
- Processing costs rise with volume.
- Advanced features need paid plans.
Loyverse
Loyverse · Free POS for small shops
Loyverse is a free point of sale app for small retail and food businesses, with paid add-ons for employee management, advanced inventory and integrations.
- Pricing
- Free core apps; add-ons $29 a month.
- Free plan
- Yes
- Team size
- Small teams
- Free core POS.
- Easy to start.
- Basic feature set.
- Often outgrown.
Shopify POS
Shopify · Unified online and in-store POS
Shopify POS is Shopify's point of sale for in-person selling, sharing products, inventory and customers with a Shopify online store.
- Pricing
- POS Lite included with Shopify plans; POS Pro $89 a month per location.
- Free plan
- Yes
- Team size
- Small teams, Mid-size teams
- Unified online and in-store data.
- Lite included.
- Needs a Shopify plan.
- Pro costs $89 per location.
Clover
Fiserv · Flexible POS with app market
Clover is a point of sale platform from Fiserv with hardware, payments and an app marketplace for niche business needs.
- Pricing
- Reported $14.95-$69.95 or $89.95-$109.90 per location a month; varies by reseller.
- Free plan
- No
- Team size
- Small teams, Mid-size teams
- App marketplace flexibility.
- Many hardware options.
- Pricing varies by reseller.
- Extra fees can add $100+.
Which SumUp alternative should you choose?
No single alternative is best for everyone. Match the scenario to your own requirements, then test two or three options against a real process.
Consider Square POS if you are…
- Most small businesses wanting a free, easy POS
- Pop-ups and markets
- Cafes
Consider Loyverse if you are…
- Very small shops and cafes on a budget
- Kiosks
- New businesses testing demand
Consider Shopify POS if you are…
- Businesses selling both online and in person
- Shopify merchants opening stores
- Pop-up shops
Consider Clover if you are…
- Businesses wanting flexibility through apps
- Retailers with niche needs
- Small restaurants
Stay with SumUp if you are…
- Sole traders and small merchants wanting simple card payments
- Market traders
- Mobile businesses
How to switch from SumUp.
Moving off SumUp means exporting products or menus, customers, gift card balances and sales history, setting up new hardware and payment processing, retraining staff and reconnecting accounting and delivery integrations. Check contract end dates and plan the switch for a quiet trading day. Ring up a typical busy hour of real orders on each shortlisted POS and compare speed, total processing cost and reporting.
- Export a sample of your SumUp data and test an import into the new product.
- List the automations, integrations and permissions you would need to rebuild.
- Compare total cost for your real seat count, including add-ons and onboarding fees.
- Pilot with one team before a full cut-over.
- Check contract terms, renewal dates and notice periods with SumUp.
General guidance, not specific to any vendor. Confirm migration options with the vendors.
SumUp alternatives: questions and answers
What is the best alternative to SumUp?
No single alternative is best for everyone. The alternatives covered here are Square POS, Loyverse, Shopify POS and Clover. Square POS may suit most small businesses wanting a free, easy POS. Loyverse may suit very small shops and cafes on a budget. Shopify POS may suit businesses selling both online and in person. Test two or three against your own process before deciding.
Is there a free alternative to SumUp?
Yes. Square POS, Loyverse and Shopify POS list a free plan or free tier in their sourced profiles. Free plans usually cap users, records or usage, so check the limits on each profile before relying on one.
Which SumUp alternative is best for small teams?
Square POS, Loyverse, Shopify POS and Clover are documented for small teams. Square POS may suit most small businesses wanting a free, easy POS. Loyverse may suit very small shops and cafes on a budget. Shopify POS may suit businesses selling both online and in person.
Why do teams switch from SumUp?
The limitations documented on the SumUp profile are: Comparison published by SumUp itself. Plus plan price not stated. UK prices only in source. Whether they matter depends on your team and budget.
Who should stay with SumUp?
SumUp may still suit sole traders and small merchants wanting simple card payments; market traders; mobile businesses.
Where can I compare SumUp with a competitor side by side?
Stack18 has head-to-head comparisons for SumUp vs Square POS, each with a feature table and pricing summary.
How were these SumUp alternatives chosen?
They are the products listed as alternatives on the SumUp profile and other products in the Point of Sale (POS) Systems category with overlapping use cases. They are listed in the order shown, not ranked, and no vendor paid for placement. Each profile was verified on 11 Nov 2026.
Where this shortlist comes from.
- SumUp vs Zettle and Square: Fees, Card Readers and POS Compared (2026) SumUp Official Accessed 11 Nov 2026
- The 8 Best POS Systems in 2026 (16 June 2026) Dupple Third-party Accessed 11 Nov 2026
- Revel Systems alternatives (verified June 2026) CostBench Third-party Accessed 11 Nov 2026
- Revel Systems Pricing 2026 CostBench Third-party Accessed 11 Nov 2026
Alternatives are summarised from the linked profiles and their sources: all sources for SumUp and the main sources for each alternative. Confirm current details with each vendor. Stack18 has not tested these products.
Evaluating SumUp alternatives?
Compare your shortlist side by side, read the full profiles, or talk to Stack18 if off-the-shelf software is not the answer.
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