Best SAP Concur Alternatives in 2026
A sourced shortlist of the top SAP Concur competitors: Emburse, Navan, Expensify and Brex. Each is compared with SAP Concur on pricing, free plan, features and fit, using dated vendor and independent sources. No rankings and no paid placement.
- Updated 10 Nov 2026Profiles verified 11 Nov 2026
- 4 alternativesEach with a full sourced profile
- Not a rankingFit depends on your priorities
- Not tested by Stack18Editorial summary of documented facts
What are the best alternatives to SAP Concur?
The main alternatives to SAP Concur covered here are Emburse, Navan, Expensify and Brex. Emburse may suit mid-market and enterprise firms replacing legacy expense tools, while Navan may suit companies wanting travel booking and expenses in one app. None is best for everyone: the right expense tool depends on team size, budget and which SAP Concur limitation you are trying to solve.
Teams usually start looking beyond SAP Concur for documented reasons: no list price; costly implementation and integrations. SAP Concur remains a reasonable fit for large enterprises with global travel and expense policies, so an alternative is not automatically better, only different.
Below, every option is compared with SAP Concur in one table, then described with its strengths, trade-offs and pricing, each taken from its own sourced profile. Anything the sources do not document is marked as unknown.
Why teams look for SAP Concur alternatives.
Each reason is a limitation documented on the SAP Concur profile, with its source cited there.
Cost and pricing
No list price.
Integrations
Costly implementation and integrations.
Scope and fit
Price escalation at renewal.
According to its profile, SAP Concur may be less suited to: small businesses; fast self-serve rollouts.
SAP Concur vs its top alternatives at a glance.
SAP Concur is shown first for reference. Summaries come from each sourced profile; suitability depends on company size, budget, use case and technical requirements.
| Product | Best for | Pricing model | Starting price | Free plan | Corporate cards | Best for |
|---|---|---|---|---|---|---|
 SAP Concur (current tool) | Large enterprises with global travel and expense policies | Quote | Quote | No | Card feeds | Enterprise T&E |
 Emburse | Mid-market and enterprise firms replacing legacy expense tools | Quote | ~$8/user/mo (est.) | No | Yes | Mid-market T&E |
 Navan | Companies wanting travel booking and expenses in one app | Free / per user | Free; $15/user/mo | Yes | Yes | Travel + expense |
 Expensify | Small and mid-size teams digitising receipts and reports | Per member | $5/member/mo | Yes | Expensify Card | SMB receipts |
 Brex | Startups and growth companies wanting cards plus expense automation | Free / per user | Free; Premium $12/user/mo | Yes | Yes | Startups |
Each SAP Concur alternative described.
Pricing, strengths and trade-offs are taken from each product's profile, where every point is linked to a dated source.
Emburse
Emburse · Travel and expense (Certify, Chrome River)
Emburse is a travel and expense management company whose products include Certify for mid-market and Chrome River for large enterprises, plus cards and related tools.
- Pricing
- No public pricing; estimates Certify $8-$24 per user a month; Chrome River $7-$14 per report.
- Free plan
- No
- Team size
- Mid-size teams, Large enterprises
- Products for mid-market and enterprise.
- Per-report option.
- No public pricing.
- Multi-year contracts.
Navan
Navan · Travel and expense platform
Navan is a travel booking and expense management platform with corporate cards and policy controls.
- Pricing
- Business free up to 300 employees; Expense free for 5 users then $15 per user a month; Enterprise by sales.
- Free plan
- Yes
- Team size
- Small teams, Mid-size teams, Large enterprises
- Travel and expenses together.
- Generous free tiers.
- Expense costs $15 per user after 5.
- Enterprise by sales.
Expensify
Expensify · Expense reports and receipts
Expensify is expense management software for receipt scanning, expense reports, approvals, reimbursements and corporate cards.
- Pricing
- Collect $5 per member a month; Control $18 (annual) or $36 pay-per-use; as low as $9 with Expensify Card.
- Free plan
- Yes
- Team size
- Small teams, Mid-size teams
- Low entry price.
- Card discount on Control.
- Complex member billing.
- Downgrade restrictions.
Brex
Brex · Corporate cards and spend platform
Brex is a spend platform with corporate cards, expense management, travel and bill pay for startups and enterprises.
- Pricing
- Essentials $0; Premium $12 per user a month; Enterprise and Smart Card by sales.
- Free plan
- Yes
- Team size
- Small teams, Mid-size teams, Large enterprises
- Free Essentials plan.
- Low Premium price.
- Enterprise pricing by sales.
- Card-led model.
Which SAP Concur alternative should you choose?
No single alternative is best for everyone. Match the scenario to your own requirements, then test two or three options against a real process.
Consider Emburse if you are…
- Mid-market and enterprise firms replacing legacy expense tools
- Global organisations
- Concur alternatives
Consider Navan if you are…
- Companies wanting travel booking and expenses in one app
- Travel-heavy teams
- Mid-size companies
Consider Expensify if you are…
- Small and mid-size teams digitising receipts and reports
- Frequent travellers
- QuickBooks and Xero users
Consider Brex if you are…
- Startups and growth companies wanting cards plus expense automation
- Venture-backed companies
- Global teams
Stay with SAP Concur if you are…
- Large enterprises with global travel and expense policies
- SAP customers
- Regulated organisations
How to switch from SAP Concur.
Moving off SAP Concur means exporting expense history and receipts, re-creating categories, policies and approval chains, issuing new cards and cancelling old ones, reconnecting accounting and HR integrations, and retraining employees. Switch at a month-end close and keep read access to old records for audits. Run one team's expenses and cards through each shortlisted tool for a full month-end close and compare effort and accuracy.
- Export a sample of your SAP Concur data and test an import into the new product.
- List the automations, integrations and permissions you would need to rebuild.
- Compare total cost for your real seat count, including add-ons and onboarding fees.
- Pilot with one team before a full cut-over.
- Check contract terms, renewal dates and notice periods with SAP Concur.
General guidance, not specific to any vendor. Confirm migration options with the vendors.
SAP Concur alternatives: questions and answers
What is the best alternative to SAP Concur?
No single alternative is best for everyone. The alternatives covered here are Emburse, Navan, Expensify and Brex. Emburse may suit mid-market and enterprise firms replacing legacy expense tools. Navan may suit companies wanting travel booking and expenses in one app. Expensify may suit small and mid-size teams digitising receipts and reports. Test two or three against your own process before deciding.
Is there a free alternative to SAP Concur?
Yes. Navan, Expensify and Brex list a free plan or free tier in their sourced profiles. Free plans usually cap users, records or usage, so check the limits on each profile before relying on one.
Which SAP Concur alternative is best for small teams?
Navan, Expensify and Brex are documented for small teams. Navan may suit companies wanting travel booking and expenses in one app. Expensify may suit small and mid-size teams digitising receipts and reports. Brex may suit startups and growth companies wanting cards plus expense automation.
Which SAP Concur alternatives suit larger organisations?
Emburse, Navan and Brex are documented for large enterprises as well as smaller teams. Larger rollouts should also check SSO, permissions, audit logs and contract terms on each profile.
Why do teams switch from SAP Concur?
The limitations documented on the SAP Concur profile are: No list price. Costly implementation and integrations. Price escalation at renewal. Whether they matter depends on your team and budget.
Who should stay with SAP Concur?
SAP Concur may still suit large enterprises with global travel and expense policies; SAP customers; regulated organisations.
Where can I compare SAP Concur with a competitor side by side?
Stack18 has head-to-head comparisons for Navan vs SAP Concur and SAP Concur vs Emburse, each with a feature table and pricing summary.
How were these SAP Concur alternatives chosen?
They are the products listed as alternatives on the SAP Concur profile and other products in the Expense Management Software category with overlapping use cases. They are listed in the order shown, not ranked, and no vendor paid for placement. Each profile was verified on 11 Nov 2026.
Where this shortlist comes from.
- Best Expense Management Software in 2026 (updated 2 November 2026) Rework Third-party Accessed 11 Nov 2026
- Expensify vs SAP Concur Pricing (2026) CostBench Third-party Accessed 11 Nov 2026
- Certify / Emburse Pricing in 2026: What Enterprises Actually Pay VendorBenchmark Third-party Accessed 11 Nov 2026
Alternatives are summarised from the linked profiles and their sources: all sources for SAP Concur and the main sources for each alternative. Confirm current details with each vendor. Stack18 has not tested these products.
Evaluating SAP Concur alternatives?
Compare your shortlist side by side, read the full profiles, or talk to Stack18 if off-the-shelf software is not the answer.
Logos provided by Logo.dev. Product names and logos are trademarks of their respective owners and appear for identification only; they do not imply endorsement.