BFSI · Lending

Loan Management Software Development

Loan operations with maker-checker and audit trails built in.

Digital onboarding, configurable loan workflows, collections analytics and MIS, integrated with your core systems.

  • Maker-checker
  • Collections analytics
  • Core integration

Free 30-minute call with a senior specialist. Reply within one business day. Based in Jaipur, working with businesses across India.

5governance gates
Audittrail on every approval
Phasedmigration
Quick answer

What is loan management software?

Loan management software runs a lender's application, approval, disbursal, servicing and collections workflows. Stack18 builds loan operations software for NBFCs and fintechs with guided onboarding, configurable workflows, maker-checker approvals, collections analytics and integration with existing cores.

Is this you?

You need this when…

Tap the ones that apply to you.

Most teams we work with recognise two or three of these.

Talk to an expert about this
What we deliver

Loan Management Software Development, end to end.

Each capability is delivered by the same team on the Agentic SDLC, with your approval at every critical step.

Digital onboarding

Web, app and WhatsApp.

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Loan workflows

Configurable.

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Servicing

Customer self-service.

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Collections

Prioritise recovery.

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Core integration

Work with what exists.

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MIS and governance

Evidence ready.

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How we work

A typical engagement, step by step.

Senior people lead every phase. Specialised AI agents on the Agentic SDLC handle the repetitive work, and nothing ships without your approval.

01Weeks 1–2

Discover

Map the current process, data and priorities.

You getScope and priorities
AgentsCompassDraft
02Weeks 2–4

Design

Agree modules, integrations and rules.

You getBlueprint and plan
AgentsBlueprint
03Weeks 4–10

Build

Configure and extend in weekly demos.

You getWorking modules each week
AgentsWeldGridWatch
04Week 10 onward

Launch

Data migration, training and go-live support.

You getLive system, trained users
AgentsLaunchPulse
Offer

Start small. Scale when it works.

Every engagement begins with a short, fixed-price step so you can judge the fit before committing further. See pricing.

Start here

Discovery Sprint

Teams deciding what to build first.

Duration
1–4 weeks
Pricing
Fixed price
  • Scoped plan and timeline
  • Team and fixed price
  • Process map or prototype
Start with Discovery Sprint
Most common

Lending platform programme

Teams that want to go live fast.

Duration
3–9 months
Pricing
Fixed price per phase
  • Phased delivery
  • Audit trails
  • Parity testing
Discuss Lending platform programme
Custom

Custom lending platform

Needs that a ready-made system does not cover.

Duration
4–16 weeks
Pricing
Fixed price per phase
  • Weekly working demos
  • Senior team accountable
  • 30 days hypercare
Discuss Custom lending platform
Proof of capability

What we have shipped, and what a typical engagement looks like.

Delivered projects link to the full case study. Illustrative scenarios describe typical engagements and are not named client results.

Illustrative scenario

Cooperative bank

Challenge
Batch files fail nightly.
What we do
API integration.

3 months

Illustrative scenario

NBFC

Challenge
Collections in sheets.
What we do
Analytics and reminders.

8–12 weeks

Delivered project

VC-backed wellness startup

Challenge
A venture-backed clock: Android and iOS had to launch together, with an admin console for the team.
What we do
Scoped the MVP, reviewed clickable prototypes, then built both platforms in two-week sprints.

3 months

Read the case study →
171modules across 6 ready-made solutions, each priced in rupees
10specialised AI agents on the Agentic SDLC
5human governance gates before anything reaches production
2018founded in Jaipur by Prateek Mathur
₹0per-user licence fees on every ready-made solution
1 daysenior specialist reply to every enquiry
Free for qualified businesses

Free lending workflow review

Tell us your products and current systems. We outline workflows and integration.

  • Workflow map
  • Integration view
  • Timeline
Request your free lending workflow review
Outcomes we measure

We agree targets before we start.

Every engagement has a baseline and a target on the measures that matter to you, reported at every read-out.

Onboarding completionbaseline vs target
Approval turnaroundbaseline vs target
Collection efficiencybaseline vs target
Audit prep timebaseline vs target
Manual hand-offsbaseline vs target
Incidentsbaseline vs target
FAQ

Loan Management Software Development questions.

Ask us anything
Do you integrate our core?

Yes, via an API layer or phased migration.

Maker-checker?

Yes.

Security?

Agreed before build starts.

AI?

Governed, with human approval.

Pricing?

Fixed-price discovery, then phased fixed scope.

NDA?

Yes.

Start a conversation

Let's scope your Loan Management Software Development project.

Tell us where you are and where you want to be. A senior specialist will reply within one business day with next steps.

  • Free 30-minute consultation
  • Indicative estimate after the call
  • NDA available on request

Tell us about your project

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