Bank Reconciliation Automation
Match bank lines to your books automatically and review only the exceptions.
We build reconciliation software that reads bank statements, payment gateway and marketplace settlements, matches them to invoices and vouchers by rules and AI-assisted suggestions, and leaves finance with a short exception list.
- Statement parsing
- Rule-based matching
- Exception queue
Free 30-minute call with a senior specialist. Reply within one business day. Based in Jaipur, working with businesses across India.
- Discovery callFree 30 minutes with a senior specialist
- Scoped first phaseWritten scope, timeline and fixed price
- Build with weekly demosWorking software you can see every week
- Launch and supportGo-live with your team ready, then ongoing support
What is bank reconciliation automation?
Bank reconciliation automation imports bank statements and settlement reports, matches each line to invoices, bills or vouchers using rules and suggestions, and lists what could not be matched. Stack18 builds it for Indian banks' statement formats, with posting to Tally or your ERP after approval.
Last reviewed 30 October 2026 by the Stack18 delivery team in Jaipur. Security and AI governance · Pricing · About Stack18
| What it covers | Statement intake; Matching rules; Exceptions; Posting; Cash visibility. |
|---|---|
| Typical first step | Discovery Sprint: 2 weeks, fixed price. |
| Build route | Fixed-scope first release: agreed in discovery; fixed price after discovery. |
| Long-term option | Transformation Pod: 12–36 months, annual contract. |
| Measured by | Auto-match rate; Close cycle time; Unmatched items ageing; Manual matching hours. Each against an agreed baseline. |
| Governance | Human approval at 5 governance gates before anything reaches production. NDA available on request. |
| Delivery team | Based in Jaipur, India. A senior specialist replies within one business day. |
You need this when…
Tap the ones that apply to you.
Bank Reconciliation Automation, end to end.
Each capability is delivered by the same team on the Agentic SDLC, with your approval at every critical step.
Statement intake
Any bank, one format.
- Common Indian bank formats
- PDF and file parsing
- Daily or monthly import
Matching rules
Automatic where safe.
- Reference and amount matching
- Settlement splitting
- Suggested matches for review
Exceptions
A short list to act on.
- Unmatched queue with ageing
- Reason tagging
- Approver workflow
Posting
Close the loop in accounts.
- Tally and ERP posting
- Contra and charges entries
- Journal suggestions
Cash visibility
Know your position.
- Daily cash view
- Receivable matching status
- Audit trail
A typical engagement, step by step.
Senior people lead every phase. Specialised AI agents on the Agentic SDLC handle the repetitive work, and nothing ships without your approval.
Discovery
Map how bank reconciliation works today, the systems and data involved, and agree the first measurable outcome.
Design
Design the workflows, roles, integrations and approval points for bank reconciliation.
Build in weekly demos
Your team sees working bank reconciliation software every week, with changes agreed in the open.
Launch and support
Data migration, training, go-live support and a measured 30-day review against the baseline.
Start small. Scale when it works.
Every engagement begins with a short, fixed-price step so you can judge the fit before committing further. See pricing.
Discovery Sprint
Teams deciding scope and priorities before they commit.
- Duration
- 2 weeks
- Pricing
- Fixed price
- Scoped plan and timeline
- Team and fixed price
- Process map or prototype
Fixed-scope first release
Teams that know what they need built.
- Duration
- Agreed in discovery
- Pricing
- Fixed price after discovery
- Written scope and acceptance criteria
- Weekly demos
- Handover with documentation
Transformation Pod
Multi-system programmes that run for years.
- Duration
- 12–36 months
- Pricing
- Annual contract
- Dedicated cross-functional team
- Quarterly business reviews
- One accountable partner
What we have shipped, and what a typical engagement looks like.
Delivered projects link to the full case study. Illustrative scenarios describe typical engagements and are not named client results.
D2C brand with gateway settlements
- Challenge
- Settlement lumps matched manually each week.
- What we do
- Automated settlement splitting and bank matching with an exception list.
Pilot scoped in 2 weeks
Free bank reconciliation review
Tell us where bank reconciliation hurts most. We map what to fix first, whether ready-made or custom fits, and a realistic first step.
- Where to start and why
- Ready-made vs custom view
- Indicative timeline
We agree targets before we start.
Every engagement has a baseline and a target on the measures that matter to you, reported at every read-out.
Bank Reconciliation Automation questions.
Which banks can it read?
We support common statement formats and confirm your banks in discovery.
Does it post entries automatically?
Only within rules you approve. Anything uncertain goes to a person.
Can it match payment gateway settlements?
Yes. Settlement reports are split to orders and fees and matched to bank credits.
Is bank data secure?
We design with access controls and agree data handling in writing. Use of statements is limited to reconciliation.
Can we pilot it?
Yes. A fixed-price pilot on a month of your statements shows match rates before you scale.
Guides, comparisons and proof.
AI Agents for Business: A Practical Guide
What AI agents are, how they differ from chatbots, where businesses use them, and how to start with governance…
Read →CompareReady-Made vs Custom Software: How to Choose
Ready-made systems go live in weeks at a fixed price.
Read →IndustryBFSI & Fintech Software Development in India
Secure, auditable software for banks, NBFCs, insurers and fintechs: digital journeys, legacy modernisation and…
Read →GuideSoftware Development Cost in India: What Drives It
What drives custom software cost in India, how fixed price, time and materials and dedicated teams differ, and…
Read →Let's scope your Bank Reconciliation Automation project.
Tell us where you are and where you want to be. A senior specialist will reply within one business day with next steps.
- Free 30-minute consultation
- Indicative estimate after the call
- NDA available on request